The Speculator
10 Dow plays for a good ol' summertime
We looked at these big-dog stocks and found a trend: Those that do best through the first half of the year lose ground in July and August, while the worst first-half performers advance. Here's how we're playing that trend.
By Victor Niederhoffer and Laurel Kenner

Summertime, and the tradin’ ain’t easy. Stocks are jumpin’, and the S&P’s high. Victor’s profits in July are usually nothing. But we got some beauties, so readers, don’t you cry.

Summertime, and Vic’s preparing to trek into the African savanna, where he might be killed by lions and agrarian reformers but will be far enough away from computer monitors that he can’t overtrade during his usual July slump. (He may stay there, because the other months aren’t so easy, either.) Laurel will spread her wings for the gardens of Kyoto, a known venue for market contemplation. Meanwhile, we’re mulling a move into Dow stocks.

Yes, we are going to short J.P. Morgan (JPM, news, msgs), Home Depot (HD, news, msgs), Intel (INTC, news, msgs), Disney (DIS, news, msgs) and American Express (AXP, news, msgs) around the end of June. And we’ll buy AT&T (T, news, msgs), Eastman Kodak (EK, news, msgs), SBC Communications (SBC, news, msgs), Microsoft (MSFT, news, msgs) and Boeing (BA, news, msgs). We plan to stay in those positions, or a basket very close to it, through July and August.

Let us tell you why.

Week after week, we have been coming up with meals for a lifetime, things like Fed models, interest-rate differentials, the indirect approach, corporate responsibility, statistical significances and regression forecasts. But no matter how original our discoveries, no matter how accurate our forecasts, we continued to bring up the rear in the minds of our readers and our bosses. The line from "The Music Man" comes to mind, where Marian the Librarian’s mom tells her, “But darling, when a woman has a husband and you’ve got none, why should she take advice from you? Even if you can quote Balzac and Shakespeare and all them other high-falutin’ Greeks.”

 

It’s true: Our stuff isn’t as catchy as “Mr X, who manages $50 million, just bought three good tech stocks and we'd like our readers to know about them if they would like to follow him in an up market.” The powers that be rightfully put us in the bullpen until we stopped talking about regression analysis and economic models and started writing about stuff that readers can buy or sell right now.

Dread of July
The prospect of the bullpen was bad enough. The approach of July made things worse. Summer’s a difficult time for Vic, you see, because he generally finds himself on the losing side of some big trend. When he traded for George Soros, the Sultan of Speculation, the great one would invariably take him aside at the summer place and ask, “Vic, are you sure you want to continue in this business?”

Still, the bills have to be paid, and since Vic blew out in ’97, he has been trading to raise the odd million. He even took on a few clients in places like South Africa and Zimbabwe, where things are so bad that his own troubles seem normal. He’ll be visiting those hardy individuals on his way to the wild. He didn’t want to disappoint them, so in an effort to come up with something that might reverse the tide of losses that usually engulfs Vic in his trades, we thought about one of our favorite subjects: baseball. (It is a guiding rule of the Spec Duo to underline and memorialize all their losses and never admit to or, worst yet, boast about a profit.)

Now, the one fact that everyone knows about baseball is that batting averages are streaky. Hitters that do well in the spring often fall in the summer, and the ones that are doing badly often find themselves standing on the base paths. We wondered if a similar phenomenon occurs with individual stocks, and as it turned out we hit on something useful.

 

We decided to look at Dow stocks, because they’re big and not very numerous. We went five years back, to 1998, and found that the best companies in the first half were Wal-Mart (WMT, news, msgs), McDonald’s (MCD, news, msgs), Home Depot, Coca-Cola (KO, news, msgs) and American Express -- with an average 39% rise. They didn’t perform that well during the summer months. In fact, they were down 26%, almost twice as big a drop as the five worst first-half performers suffered in July and August.

OK, that was just one year. When we looked at 1999, imagine our surprise to find that the first-half best five fell 2% in the second half, while the worst five rose 5%.

The pattern held in 2000, 2001 and 2002:

 

 The Dow's summer switch

1998-2002

 

 

Best 5

First half

July-August

1998

39.1%

-26.1%

1999

36.7%

-1.5%

2000

25.7%

-7.9%

2001

34.7%

-13.2%

2002

13.1%

-10.3%

 

 

Average appreciation

29.90%

-11.80%

 

 

Worst 5

 

 

 

 

1998

-22.9%

-14.4%

 

 

1999

-44.4%

4.9%

 

 

2000

-59.6%

12.9%

 

 

2001

-33.2%

3.2%

 

 

2002

-34.3%

3.1%

 

 

Average appreciation

38.90%

1.94%

 

 

Difference

 

13.7 % points

 

 


That’s a 14 percentage-point difference in just two months. No way could that be consistent with chance during that period. It’s 95% that the actual mean difference for the worst vs. the best during that period was between 4 and 24 percentage points.

 

We suspect that the effect arises from the “window-dressing” that mutual fund managers do at the end of the quarter to pretty up their stock portfolios. By buying the winners and selling the losers, they look wise. Once the new quarter begins, there’s nobody left to buy the winners or sell the losers, and a reversal takes place.

Here’s how the Dow stocks are shaping up so far this year.

 

Final note
Vic to Laurel:We have a problem. One of the things that sets our work apart is that we like to estimate the strength of the systems we invent, and to measure the uncertainty of our conclusions. The results we report above are highly, highly non-random and quite conducive to some pretty exact estimates of the performance of individual stocks over the next two months. You start with the stock’s performance in the first six months relative to the market. For example, J.P. Morgan rose 41% from year-end 2002 through Monday’s close. The market rose 10% in that time. So J.P. Morgan’s relative performance is 31%.

The best way to calculate J.P. Morgan’s performance over the next two months is to take one-fifth of that number and subtract it from -7%. That’s -7% less 6%, i.e., a prediction of -13% for J.P. Morgan’s relative performance for the next two months. By applying this formula, you can come up with estimates of the relative performance for July and August for each of the top five winners and losers.

That simple prediction equation, using nothing fancier than subtraction and multiplication, turns out to be very accurate. It correlates more than 50% with the actual performance numbers over the last five years, and it’s well under 1 in 10,000 by chance alone.

The problem is that if we go into this stuff we're likely to hear, “There you go again with those fancy equations,” and we’d find ourselves at the bottom of the barrel. That would be bad for us and our readers because many won’t know about this great system that has worked for the last five years and is relatively usable because it applies to big stocks where liquidity is good. What do you recommend? Vic.

 

Dear Vic: We promised that we wouldn’t talk about regression analysis any more. But if it’s just subtracting and multiplying, maybe we can sneak it in. Laurel

Final, final note: The Spec Duo thanks Duncan Coker for researching this article. A complete workout of the stocks, and much more, is available on our Web site, and our book, Practical Speculation, has a number of extensions of this reversal of fortune system. Readers are encouraged to write to us at gbuch@bloomberg.net.

Final, final, final note: Any readers who will be in New York on Sunday, June 29, are cordially invited to stop by the Central Park Conservatory Garden, 105th Street and Fifth Avenue, for a 1 p.m. gathering hosted by the Old Speculators Association. Meet Vic and Laurel, and talk about investments.

At the time of publication, Laurel Kenner and Victor Niederhoffer did not own any of the equities mentioned in this column.